Health coverage for your team, one person at a time
We help small business owners and their employees each get their own individual health coverage, ACA or private, at the most affordable price for each person's situation.
Why individual coverage works for small teams
Every employee's situation is different. Individual plans let each person get coverage that fits them.
A plan that fits each person
Single, married, kids, specific doctors or prescriptions: each employee gets a plan chosen for their own needs.
Savings for those who qualify
Employees without job-based coverage may qualify for income-based savings on ACA plans. We check for every person.
No group rules
No minimum participation and no group paperwork. Each person's coverage is their own and goes with them.
How it works
- Tell us about your team: how many people and where they live.
- We talk with each person: household, income, doctors, prescriptions and budget.
- Everyone gets their own plan: ACA or private, whichever is most affordable for their situation.
- We stay available: your employees can text us with questions any time.
Each person can also add dental, vision, accident, critical illness or telehealth coverage to round out their protection.
Small business coverage questions
Do you offer group health plans?
No. Instead of one group plan for everyone, we help you and each of your employees get individual coverage, either an ACA Marketplace plan or a private option, chosen for each person's household, health needs and budget.
Can my employees still get help paying their premiums?
Many can. Employees who are not offered job-based health coverage may qualify for income-based savings on ACA Marketplace plans. We check this for each person individually.
Is there a minimum number of employees?
No. Because everyone gets their own individual plan, there are no group participation rules. We can help a team of two or a team of fifty, one person at a time.
I'm self-employed with no employees. Can you help me?
Absolutely. We will compare ACA and private options for you and your family and find the most affordable fit. See individual & family coverage.
Can my employees add dental and vision?
Yes. Each person can add dental, vision, accident, critical illness or telehealth coverage to their own plan. See supplemental options.
Let's get your whole team covered.
Answer a few quick questions and a licensed agent will text you with options. No cost, no obligation.