Health insurance in Louisiana
Louisiana residents use HealthCare.gov for Marketplace coverage. Because Louisiana expanded Medicaid, we will also tell you if Medicaid is the better fit for your household instead of a paid plan.
- Marketplace
- HealthCare.gov
- Plan options
- ACA & private
- Medicaid expansion
- Yes
- Our agents
- Licensed in LA
Individual & family plans in Louisiana
Louisiana uses HealthCare.gov, the federal Health Insurance Marketplace. Every Marketplace plan covers essential health benefits like doctor visits, hospital care, prescriptions, maternity care and mental health services, and no one can be turned down because of a pre-existing condition.
Prices depend on your age, your county, whether you use tobacco, and the plan level you choose. Many Louisiana families qualify for a premium tax credit that lowers their monthly payment, and households with modest incomes can get extra savings on Silver plans.
Louisiana has expanded Medicaid. If your income is low, Medicaid may be a better fit than a paid plan, and we'll tell you if that's the case.
Small business health insurance in Louisiana
We help Louisiana business owners and their employees each get their own individual health coverage, ACA or private, matched to each person's situation and budget. There are no group participation rules, and many employees qualify for income-based savings.
Dental, vision and supplemental coverage
Round out your coverage with dental, vision, accident, critical illness or telehealth plans, whichLouisiana residents can usually buy any time of year. See supplemental options.
Areas we serve in Louisiana
Our licensed agents help people statewide, including in New Orleans, Baton Rouge, Shreveport, Lafayette and Lake Charles. Everything can be done by text, phone and online, so it doesn't matter where in Louisiana you live.
Page last reviewed November 2026.
Louisiana health insurance FAQs
How do I sign up for health insurance in Louisiana?
Louisiana residents enroll in Marketplace plans through HealthCare.gov, the federal marketplace. You can apply yourself or have a licensed agent like us help you compare plans and complete the application at no extra cost.
Can I get help paying for health insurance in Louisiana?
Many Louisiana households qualify for a premium tax credit that lowers the monthly cost of a Marketplace plan, based on income and household size. Louisiana has expanded Medicaid, so adults with lower incomes may qualify for Medicaid instead.
Do you offer private health insurance in Louisiana?
Yes. Along with ACA Marketplace plans, we offer private health insurance options in Louisiana. We compare both and recommend the most affordable fit for your situation.
Do you help small businesses in Louisiana?
Yes. We help Louisiana business owners and their employees each get their own individual coverage, ACA or private, plus dental, vision and other add-ons.
Compare Louisiana health plans in about a minute.
Answer a few quick questions and a licensed agent will text you with options. No cost, no obligation.