Health insurance in South Carolina
South Carolina residents shop for Marketplace plans on HealthCare.gov. We help you compare costs, networks and prescription coverage, and check whether you qualify for lower premiums.
- Marketplace
- HealthCare.gov
- Plan options
- ACA & private
- Medicaid expansion
- No
- Our agents
- Licensed in SC
Individual & family plans in South Carolina
South Carolina uses HealthCare.gov, the federal Health Insurance Marketplace. Every Marketplace plan covers essential health benefits like doctor visits, hospital care, prescriptions, maternity care and mental health services, and no one can be turned down because of a pre-existing condition.
Prices depend on your age, your county, whether you use tobacco, and the plan level you choose. Many South Carolina families qualify for a premium tax credit that lowers their monthly payment, and households with modest incomes can get extra savings on Silver plans.
South Carolina has not expanded Medicaid, so some adults with very low incomes fall into a "coverage gap." Talk to us and we'll walk you through every option available to you.
Small business health insurance in South Carolina
We help South Carolina business owners and their employees each get their own individual health coverage, ACA or private, matched to each person's situation and budget. There are no group participation rules, and many employees qualify for income-based savings.
Dental, vision and supplemental coverage
Round out your coverage with dental, vision, accident, critical illness or telehealth plans, whichSouth Carolina residents can usually buy any time of year. See supplemental options.
Areas we serve in South Carolina
Our licensed agents help people statewide, including in Charleston, Columbia, Greenville, Myrtle Beach and Rock Hill. Everything can be done by text, phone and online, so it doesn't matter where in South Carolina you live.
Page last reviewed November 2026.
South Carolina health insurance FAQs
How do I sign up for health insurance in South Carolina?
South Carolina residents enroll in Marketplace plans through HealthCare.gov, the federal marketplace. You can apply yourself or have a licensed agent like us help you compare plans and complete the application at no extra cost.
Can I get help paying for health insurance in South Carolina?
Many South Carolina households qualify for a premium tax credit that lowers the monthly cost of a Marketplace plan, based on income and household size. South Carolina has not expanded Medicaid, so some adults with very low incomes may not qualify for either Medicaid or Marketplace savings. We will help you understand your options.
Do you offer private health insurance in South Carolina?
Yes. Along with ACA Marketplace plans, we offer private health insurance options in South Carolina. We compare both and recommend the most affordable fit for your situation.
Do you help small businesses in South Carolina?
Yes. We help South Carolina business owners and their employees each get their own individual coverage, ACA or private, plus dental, vision and other add-ons.
Compare South Carolina health plans in about a minute.
Answer a few quick questions and a licensed agent will text you with options. No cost, no obligation.